Regular Shares	RATE = 0.75%	APY= 0.75%
Share Drafts	RATE = .25%	APY= .25%
Christmas Club	RATE = 1.00%	APY= 1.01%
Retirement Accounts	RATE = 2.25%	APY= 2.28%

Rates may change at any time.
APY = Annual Percentage Yield
Detail account disclosures and fee schedules are available from the Credit Union office

Loan Rates:

NEW AUTO	APR = 4.75%	6 Year Repayment
	APR = 3.49%	5 Year Repayment
	APR = 3.49%	4 Year Repayment
USED AUTO	APR = 4.90%	5 Year Repayment
MOTORCYCLE LOANS	APR = 9.00%	5 Year Repayment
SHARE SECURED	APR = 3.25%	Maximum 10 Year Repayment
SIGNATURE	APR = 8.00%	$5,000.00 Maximum with a 4-Year Repayment
SIGNATURE SPECIAL	APR = 6.00%	$2,000.00 Maximum with a 18 month Repayment

*All loans are subject to qualifications
APR = Annual Percentage Rate
Credit disability and credit life insurance coverage is available on any loan program